In Ryde v EQC & anor [2014] NZHC 2763 and Van Limburg v EQC & anor [2014] NZHC 2764 the High Court has ordered EQC to pay the costs and disbursements of insured homeowners that sued EQC where EQC for years refused to pay and wrongly assessed the house(s) as under cap but paid cap once sued. These decisions are positive for homeowners and an incentive to them to sue EQC if they are dissatisfied with EQC.