In the recent decision in Marchand & ors v Jackson & anor [2012] NZHC 2893 the High Court (Kos J) found that a Christchurch insurance broker, John Jackson, was liable to the Marchands for his failure to place insurance cover and his failures to inform the Marchands that he had not in fact placed the insurance cover in relation to the house at 21 River Road, Tai Tapu.  The house was severely damaged in the earthquake on 4 September 2010.  Mr Jackson was found to be liable for the amount necessary to put the Marchands in the same position as if the insurance cover sought by them had been obtained.  There will be a separate hearing on the quantum of the loss.